Financing above conforming limits for luxury home purchases. Competitive jumbo rates. Serving San Francisco and Bay Area including Oakland, San Jose, and Palo Alto.
Get Your Free Rate Quote →From first-time buyers to seasoned investors — we find the right loan for every situation.
Conventional, FHA, VA, and USDA loans. First-time buyers welcome. Pre-approval in 24 hours.
Lower your rate, reduce your payment, or cash out equity. Free refinance analysis included.
DSCR loans, portfolio loans, and hard money for real estate investors. Fast closing available.
Financing above conforming limits for luxury home purchases. Competitive jumbo rates.
Rates change daily. Our brokers access wholesale rates from 50+ lenders — often 0.25-0.5% lower than what banks offer directly. Get your free quote to see today's rates.
As little as 3% for conventional loans, 3.5% for FHA, and 0% for VA loans. We'll find the program that fits your situation.
Typically 30-45 days for purchases. Refinances can close in 20-30 days. We offer expedited processing when needed.
Minimum 580 for FHA loans, 620 for conventional. We work with all credit situations and have programs for challenged credit.
Free. No obligation. Response within 1 hour.